Save time

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For years, we’ve used a cash envelope system for much of our budgeting. For those unfamiliar with the concept, it basically works like this: We have different envelopes for each area of spending (for instance food, clothing, gifts and so forth) and we have a budgeted amount of cash that we put in them every month. That’s the allotted money we have to spend on clothes and food and gifts and so forth. Because we have a budget, we know where our money is going, we know how much money we have to…

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a coffee cup, notebook and pen sit on a wooden table near the ocean as the sun sets
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a cardboard sign that says all you need is less

Over-consumption is at the root of the planet’s #environmental crisis. Consumption of fast fashion, flights, Black Friday-discounted gadgets – has become the primary driver of ecological crisis. We are devouring the planet’s resources at a rate 1.8 (2023) times faster than it can regenerate. When people buy less stuff, you get immediate drops in emissions, resource consumption and #pollution. That doesn’t just mean fewer physical things; it’s also less electricity, travel and eating out. 💥

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a pile of money with the words how to pay debt written on it

Six Simple Ways To Get Debt Free And Stay That Way https://groceryshopforfree.com/six-simple-ways-to-get-debt-free-and-stay-that-way/ #GSFF #finance #family #saving #nodebt #needs #frugalliving #debtfreegoals #moneysaver #debtfreeliving #financialindependence #moneymatters #financialgoals #moneytips #debtfree #debtfreecommunity #financialpeace

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a colorful poster with different things on it

You’ve probably heard some or all of these bits of advice a thousand times by now: Never spend more than you make, start saving for retirement yesterday, don’t spend money you don’t have, create an emergency fund for a rainy day, always live within your means. The list goes on and on.OK, so most of us know what we should be doing with our money. But why aren’t you actually, you know, doing it?

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